If you have been living in the Czech Republic for over 5 years, you can apply for a permanent residence permit. Wondering which benefits it can bring? This article represents the first steps towards an answer. For a few months now, there has been a new version of the Czech immigration law. As of 2 August 2021, expatriates who are not covered by their company insurance won’t have another choice but to buy the PVZP insurance. In order to get the same health care insurance as any Czech citizen, you can apply for your permanent residence permit. And save some money.
Before relocating to a new country, it is essential to arrange health insurance. But you can quickly get overwhelmed by different types of insurance. In the Czech Republic, the employer covers the insurance of his employees. In this particular case, you have the same healthcare insurance as a Czech citizen. However, if you lose your job or if you are not currently working in Czechia, you have to pay your insurance by yourself. This also applies to family members of non-EU citizens who are not employed in the Czech Republic and do not have a permanent residence permit.
Get better health care insurance with a permanent residence permit
Czech citizens and holders of permanent residence permits can choose between different Czech public health insurance providers, including the most famous one, the VZP. Since 2 August, expats without a permanent residence permit have no choice but to get Comprehensive Health Insurance (from the PVZP).
Nevertheless, the PVZP insurance does not offer you the same health coverage as Czech public insurance. If you apply for a permanent residence permit you can participate in public health insurance. Therefore, you can have the same options of care as a Czech citizen. In other words, you will participate in the public health insurance system and if you lose your job, you’ll be able to have it covered by the state as you search for a new one. And it also allows you to choose between different types of insurance.
Some additional benefits you might not have thought of:
-With a permanent residence permit, you can register to an employment department that will cover your insurance until you find a new job.
- The permanent residence permit is definitely useful in the case of a family reunion. Family members can get public insurance and become self-payers. Once they get their permanent residence permit, they will have to specify the insurance and will only pay the medical insurance.
- While with comprehensive insurance some categories of people, such as retired people, have to pay more, the Czech public insurance offers them the same medical coverage at a lower price.
- Additionally, a permanent residence permit is one of the requirements to apply for Czech citizenship.
Other benefits of a permanent residence permit
Applying for your permanent residence permit is a huge asset, especially for third-country citizens. In fact, with a permanent residence permit, you can move to any country inside Europe (for a period of 90 days). Additionally, it allows you to be outside of the Czech Republic for 6 years and outside of Europe for 1 year.
If you’ve acquired a temporary residence permit (or a certificate of temporary residence), once you decide to apply for permanent residency, the process will be much smoother.
When applying for a permanent residence permit, you need to prove that you’ve been living in the Czech Republic for 5 years. Your temporary residence permit (or a certificate of temporary residence) will help you out with that.
Want to know more? Find all the information regarding permanent residence permits in our previous article.