Long-term Visa: Why Is It Convenient to Apply for Longer Health Insurance?

When you are applying for a visa in the Czech Republic, remember it will probably take between 2 and 3 months or even longer to get it. The official time limit to get your visa is 90 days stated by the Czech immigration law. Nevertheless, it might happen that the embassy will exceed this limit. Therefore, it is better for you to apply for longer health insurance (1 year and 2-3 months or longer). Why?